Weather Insurance: Whether You Get Too Much or Too Little Snow – You’re Covered!

Minimize your financial risks against the never-ending problem of unpredictable weather by checking out weather insurance. Spectrum Weather Insurance has a meteorologist on staff to help customers assess the impact that too much or too little snow will have on their business. They can write up a cost containment / revenue stabilization insurance policy to put your mind at ease and protect your snow and ice management company from outrageous weather.

Weather Insurance Options

There are a few types of weather insurance that Spectrum offers for snow and ice management companies:

  • Cumulative Snow Insurance – Coverage for snow contractors when too little or too much snow accumulates over a set time period.
  • Snow Event Insurance – Coverage for snow contractors when too many snow storms or too few storms happen over a time period.
  • Custom Options – Coverage for unique weather issues that affect snow removal companies like extreme snow events, excessively low temperatures and ice storms, unseasonable heat or rain, etc.

If you are a snow contractor who has mostly pay-per-push or time and materials contracts, an insurance policy protecting you from a lack of snow would be worth considering. This would help stabilize your revenue over the entire season and protect you from times of low cash flow.

Snow Buried Cars

Snow Insurance is, of course, something your customers could get too. Consider it outstanding service to suggest to your customers to explore snow insurance so they can be protected from too much or too little snow as well. Aside from snow contractors, snow insurance is often purchased by property managers, condo or home associations, municipalities, commercial property owners, airports, and schools.